Risk Disclosure

Fundvine Hathaway Asset Management LTD . is an Fund manager and Asset Management company. is registered with the Securities and Exchange Commission (SEC). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. Fundvine Hathaway Asset Management Limited only transacts business in states in which it is properly registered or is excluded or exempted from registration. current written disclosure brochure filed with the SEC which discusses among other things, FHAML s business practices, services and fees, is available through the SEC’s website at: www. SEC.com.ng All investing carries risk. Past performance is not indicative of future returns, which may vary. Investments in stocks and Exchange Traded Funds (“ETFs”) may decline in value. Online trading has inherent risk due to system response and access times that may be affected by various factors, including but not limited to market conditions and system performance. An investor should understand such facts before trading. The risks associated with investing in international securities [including Nigerian-listed Nigeria Depositary Receipts (“NDRs”) and ETFs that contain non- Nigeria securities include, among others, country/political risk relating to the government in the home country; exchange rate risk if the country’s currency is devalued; and inflationary/purchasing power risks if the currency of the home country becomes less valuable as the general level of prices for goods and services rises.

Disclaimer

All information placed on this website is for informational purposes only and does not constitute as an offer to sell or buy a security. Further, any information on the website is not intended as investment advice. Certain hyperlinks or referenced websites on the Site, if any, are for your convenience and forward you to third parties’ websites, which generally are recognized by their top level domain name. Any descriptions of, references to, or links to other products, publications or services does not constitute an endorsement, authorization, sponsorship by or affiliation with Vested Finance Inc. with respect to any linked site or its sponsor, unless expressly stated by FHAML .. Any such information, products or sites have not necessarily been reviewed by FHAML and are provided or maintained by third parties over whom FHAML .exercise no control. FHAML expressly disclaim any responsibility for the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party sites.